TERMS & CONDITIONS
MERIDIAN GLOBAL ACCESS
Effective Date: June 15, 2026
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1. GENERAL PROVISIONS
1.1. These Terms and Conditions govern the relationship between XTALENT EVENTS LLC (“Company”, “we”, “us”), operating under the brand Meridian Global Access, and any individual or legal entity (“Client”) purchasing consulting services through https://meridianglobalaccess.online
1.2. Meridian Global Access is a registered commercial brand of XTALENT EVENTS LLC, providing consulting services in international relocation, strategic relocation planning, and global mobility.
1.3. Company details: XTALENT EVENTS LLC, License No. 2644234.01, Sharjah Media City (Shams), Sharjah, UAE, E-mail: xtalentonline@gmail.com, Website: https://meridianglobalaccess.online
1.4. By making a payment, the Client confirms full, unconditional, and irrevocable acceptance of these Terms. From the moment of payment, these Terms constitute a binding agreement.
1.5. The Client confirms they: are at least 18 years of age; have full legal capacity; act on their own behalf or have authority to act for a legal entity; voluntarily decided to purchase the service.
1.6. Services are provided remotely via the Internet.
2. SERVICES
2.1. The Company provides the consulting service "Personal International Relocation Strategy" ("Service").
2.2. The Service is exclusively informational, analytical, and advisory. The Company is not a law firm, tax advisor, licensed immigration attorney, financial advisor, or investment consultant.
2.3. The Service includes: individual online consultation up to 2 hours via video; analysis of goals, budget, family situation, income; analytical review of countries for relocation; overview of immigration programs; general tax overview (not tax advice); cost of living analysis; banking recommendations; education and healthcare recommendations; risk analysis; personal action plan; final PDF document ("Strategy").
2.4. The Strategy is an analytical document. It does not constitute: legal advice; investment or financial recommendation; tax consultation; official immigration document; guarantee of any outcome.
2.5. Strategy quality depends directly on information provided by the Client. The Company is not liable for reduced quality from incomplete or inaccurate information.
3. PRICING
3.1. Service cost: 500 (Five Hundred) US Dollars.
3.2. By agreement, payment may be in other currencies at the Company's exchange rate on payment date.
3.3. The Company may change the price before payment. Price changes do not apply to paid orders.
3.4. Price of a paid Service is not subject to change.
3.5. All taxes, fees, bank charges, and payment system commissions are paid by the Client.
4. BOOKING AND PAYMENT
4.1. Client selects date and time via: https://meridianglobalaccess.online/bookingslot
4.2. Booking confirmed only after full payment. Prior to payment, the time slot is not reserved.
4.3. After payment, time slot is reserved and Company sends confirmation.
4.4. Company may request additional information before consultation.
4.5. Failure to provide information may affect recommendations, timeline, or ability to conduct consultation. Responsibility lies with the Client.
5. PAYMENT METHODS
5.1. Payment accepted via: international bank cards; payment systems on the website; cryptocurrency; other methods agreed in writing.
5.2. All bank and payment system fees are paid by the Client.
6. CRYPTOCURRENCY PAYMENTS
6.1. Payment obligation fulfilled only after blockchain network confirmation of full amount.
6.2. Cryptocurrency transactions are final and irrevocable once confirmed.
6.3. Company bears no liability for Client errors in: wallet address; blockchain network; payment amount; token type.
6.4. If incorrect amount or network used, refund is not guaranteed and considered at Company's sole discretion.
7. RESCHEDULING
7.1. Client may reschedule no more than 2 times per paid order.
7.2. Notice required at least 24 hours before consultation.
7.3. Requests under 24 hours considered at Company's discretion, may be declined without refund obligation.
8. REFUND POLICY
8.1. Full refund if written cancellation notice sent at least 24 hours before consultation.
8.2. No refund for cancellation less than 24 hours before.
8.3. No refund for no-shows.
8.4. No refund after consultation — Service considered partially rendered.
8.5. No refund after PDF Strategy delivered — Service considered fully rendered.
8.6. Not grounds for refund: disagreement with recommendations or country selection; change of plans after payment; failure to achieve outcomes; Strategy not meeting subjective expectations.
8.7. Evidence of service delivery: participation in video consultation; email correspondence; call recordings; payment confirmation; Strategy delivery confirmation.
9. NO WARRANTIES
9.1. Company provides exclusively informational and consulting services and does not act as Client's agent before any government authority, bank, or organization.
9.2. Company makes no guarantees for: visa, residence permit, permanent residence, or citizenship; bank account opening; tax benefits; employment or income; government approvals; any financial, investment, or migration outcomes.
9.3. All decisions are made by the Client independently and at their own risk.
10. LIMITATION OF LIABILITY
10.1. Recommendations based solely on Client-provided information. Company not obligated to verify accuracy.
10.2. Company not liable for consequences of incomplete, inaccurate, or misleading information.
10.3. Company not liable for changes in laws, immigration programs, banking requirements after Strategy delivery.
10.4. Company not liable for actions of: government authorities; consulates; immigration services; banks; tax authorities; employers; educational/medical institutions; other third parties.
10.5. Company not liable for indirect, incidental, special, punitive, or consequential damages.
10.6. Maximum aggregate liability limited to amount actually paid for the Service.
11. INTELLECTUAL PROPERTY
11.1. All materials, strategies, documents are exclusive intellectual property of the Company.
11.2. PDF Strategy provided for Client's personal non-commercial use only. No proprietary rights transferred.
11.3. Without written consent, strictly prohibited: copying for third parties; reselling; publishing; transferring to third parties; creating derivative works.
11.4. Violation entitles Company to claim full damages including lost profits.
12. CONFIDENTIALITY AND PERSONAL DATA
12.1. Company maintains confidentiality of Client information.
12.2. Disclosure only: per UAE law; per government authority request; with Client's written consent; as needed to fulfill obligations.
12.3. Payment constitutes consent to personal data processing for: fulfilling obligations; sending confirmations; internal analytics.
12.4. Full details in Privacy Policy: https://meridianglobalaccess.online/privacypolicy
13. FORCE MAJEURE
13.1. Parties released from liability for non-performance due to force majeure beyond reasonable control.
13.2. Force majeure includes: natural disasters, pandemics; military actions, terrorism; government actions; Internet/telecom disruptions; payment system failures; other unforeseeable events.
13.3. Affected party must notify other party promptly. Company may offer rescheduling at no extra charge.
14. GOVERNING LAW AND DISPUTE RESOLUTION
14.1. Governed by laws of the United Arab Emirates.
14.2. Disputes resolved through negotiations within 30 days of written claim.
14.3. Claims in writing only to: xtalentonline@gmail.com. Review within 14 business days.
14.4. If no agreement reached, disputes submitted to competent court in Sharjah, UAE.
14.5. No class action or collective proceedings.
15. FINAL PROVISIONS
15.1. Company may amend Terms at any time. New version effective upon publication.
15.2. Payment after changes = acceptance of updated Terms.
15.3. If any provision invalid, remaining provisions remain in full force.
15.4. Russian version prevails in case of discrepancies.
15.5. These Terms constitute the entire agreement between the parties.
15.6. Client confirms reading and agreeing to Terms before payment.